A UK-based farming charity needed a faster, more secure way to distribute grants and relief payments. Their manual process was time-consuming, error-prone, and susceptible to fraud. They turned to OneID®’s open banking-based digital ID checks for a multi-pronged solution.
The charity has used OneID®’s document-free ID verification, which streamlines and speeds up beneficiary onboarding, for three of its key grant campaigns over 18 months and is preparing for the fourth campaign. Across these initiatives, thousands of farmers have received payments swiftly and securely.
The charity’s traditional application and verification methods required beneficiaries to manually fill out lengthy forms, which were then reviewed manually by its staff. This manual process often led to:
It’s not just a theoretical risk. Industry research highlights the scale of the problem — according to the Fraud Advisory Panel Charity Fraud Report, 15% of UK charities reported experiencing grant fraud in the past year. This includes cases where funds were diverted or credited to the wrong accounts, whether through fraudulent activity or administrative error.
By setting up Direct Credits using OneID®’s bank-verified identity data, the charity transformed its beneficiary verification and payment process.
Applicants could now verify their identity instantly using their online banking account or a mobile banking app. In just a matter of a few clicks, individuals could prove their identity and auto-populate their verified bank account details to which the grant could be credited.
This meant applications that once took several minutes — and required manual review — could now be completed securely in seconds. The internal team gained back valuable time while maintaining compliance and significantly reducing fraud risk.
To learn how OneID®'s digital ID verification brings trust and efficiency to organisations, and more importantly, how insights from this implementation can help your business, drop us a line. We'd love to talk you through it.