Verify Details For A Direct Debit Instruction

AML compliant KYC PEP sanctions data check

Zero data entry Direct Debits

The OneID® API pulls your customer’s payment details – with their consent – and shares them with your bank. In case you’re wondering, we are registered with the FCA as an Account Information Service Provider (AISP).

Well-connected with banks

We are linked to 29 UK banks. So whether your customer’s bank is on the high street or in the digital realm, they’ll easily find their bank and authorise the Direct Debit.

Evidence to defend indemnity claims

Creates an irrefutable digital identity trail using bank secure authentication for you to reference in case of disputes.  

Identity confirmed by the payer’s bank

Get absolute certainty that your customer is who they say they are by verifying their identity with their bank.

Minimise customer effort and maximise customer delight

Take out your customer’s scamper for account details and fumble over keypads when setting up Direct Debits. Point them to the OneID® button on your website. Using the OneID® Wallet, repeat users can share their bank-verified account details to setup Direct Debits at the tap of a button, in an instant – no typing needed. Enjoy the rewards of an enhanced user experience that reduces abandonments.

Get certainty on authority to set up Direct Debits

Ensure the individual pressing the ‘Pay by Direct Debit’ button is the one who is authorised to do so. OneID® leverages multi-factor authentication, needing the customer to use their banking app and biometrics or their online banking and PIN to set up Direct Debits.

Take the cost of fraud out of your bottom line

With a 100% digital identity solution linked to the user’s bank account and retrieves payment details, there is zero chance of an individual entering incorrect Direct Debit details – intentionally or innocently. That’s OneID® protecting your business from payment fraud and indemnity claims.