KYC Match

Trusted by businesses verifying millions of users

The problem

A credit-only check cannot see a real slice of your customers

A meaningful share of the people trying to sign up are real, eligible customers who fail your first identity check. They are recent movers, younger adults, newcomers to the UK, and people who do not show up well in credit data. When the check returns no match, they get pushed into document uploads and selfie capture, or they give up and go elsewhere. You lose revenue at the exact moment you were closest to winning it.

Around 7.1 million UK adults are financially excluded, roughly one in seven.

Source: gov.uk and FCA financial-inclusion data.

UK Registered DVS

A verified identity, built on real data

As a registered Digital Verification Service, OneID interacts with millions of UK consumers every year. Our primary purpose is to securely prove who people are — and in doing so, we verify the identity of consumers, in a privacy-preserving way, that goes far beyond traditional CRA data. Every data point is verified by OneID daily, across documents, government records, banks, credit files, finance products and insurance holdings.

Documents

Passports
Driving Licences

Government

Electoral roll
Payroll & Pensions
Housing & Council tax
Benefits
Licences & Permits
Trade Credit History

Banks

Current Accounts
Business Accounts
Basic Accounts
Savings Accounts

Credit

Unsecured & Secured Loans
Credit Cards
Generic CRA Data

Finance

Mortgages
Credit Cards
Higher Purchases

Insurance

Motor
Pet
Home
Travel

+15%

new customer acquisition uplift

50%

of failed applicants recovered

45%

correctly flagged high-risk

WHAT HAPPENED APPLICANTS

70% passed KYC

15% recovered by OneID ✓

15% correctly rejected ✗

maximise performance

Go beyond CRAs

Traditional KYC relies heavily on CRA data — a thin slice of a consumer's financial life. As a registered UK Digital Verification Service (DVS), OneID verifies identity directly against trusted data sources, providing a more authoritative and secure way to confirm identity. By verifying identities at the source, OneID helps organisations achieve higher passrates, reduce false declines, and strengthen compliance with UK regulatory requirements — all while delivering a fast, privacy-preserving experience for consumers.

Privacy-preserving

No raw data retained. All processing is consented, audited, and certified to UK DIATF standard.

Regulatory-grade outputs

KYC outputs accepted by FCA, UKGC, and other AML-obligated regulators.

Millions of interactions

Scale that makes our consumer profiles statistically robust across all UK demographics.

Beyond thin-files

Verify individuals that CRAs flag as unscoreable — students, new-to-UK, elderly, self-employed.

Scale

Build for high-volume regulated onboarding

Gambling & Gaming

Recover failed KYC applicants and meet LCCP and AML obligations simultaneously.

Fintech & Lending

Stop turning away creditworthy customers just because they lack a CRA file.

Financial Services

Full due diligence across Identity, KYC and AML — in a single API call.

Regulated Onboarding

If you run KYC checks and lose customers at that step, this is for you.

A third of good customers fail the first KYC check.
Get them back.

A credit-only check cannot see a real slice of your customers