David is an author, advisor and commentator on digital financial services. An internationally-recognised thought leader in digital identity and digital money, he holds a number of board and advisory roles across these fields. He is a Forbes contributor and a columnist for Financial World and has just been voted one of the UK’s Payments “Power 10” and ranked one of the top 100 global fintech influencers for 2021.

Stephanie De Bruyne has had a diverse career spanning several industries and roles. Since June 2020, Stephanie holds the position of Chief Executive Officer at itsme®, Belgium’s leading mobile identity. Next to this, Stephanie is an Independent Board Member at Delen Private Bank. Before joining itsme®, Stephanie held several executive positions in product management and digital channels at BNP Paribas Fortis. Stephanie began her career as a Management Consultant at Bain & Company in 2006.

Sergei is deeply involved in designing and managing new products and services based on digital and innovative technologies. He is always eager to challenge himself with new projects and complex, unsolved problems. With over 14 years of experience, Sergei possesses excellent product ownership skills, complemented by his background in design and development within the Fintech and Data Science business domains.

Currently the Lead Standards Architect at Pay.UK, the UK's leading retail payments authority and a critical national infrastructure for the payments industry. Navigating the convergence of digital identity and ISO20022 payment systems.

As CEO of OneID®, the UK's only bank verified digital identity solution, Paula is committed to making the online world a safer place through robust digital verification. Prior to this, Paula was CEO for the Student Loans Company.