Authority Layer

The Authority Layer for Agentic Commerce

Agents can act. Payments can process.

But no one proves who authorised the action.

OneID provides verified Authority to Act with enforceable permissions and auditable Privacy Consent.
Human OneID Authority Layer Agent Merchant Payment Network

What's Missing in Agentic Commerce

Agentic commerce is being built by AI platforms, payment networks and wallets.

But a critical layer is missing: Authority.
  • Agents can transact, but cannot prove Authority to Act
  • Merchants cannot verify user consent or intent
  • Payments confirm execution, not authorisation
  • No independent proof of what the user agreed to
  • Without Authority, autonomy cannot scale safely

What Goes Wrong Without Authority to Act

Rogue Agents

Misconfigured agents acting outside user expectations

No Non-repudiation

Users can dispute actions they claim they never authorised

Invalid Privacy Consent

User consent inferred from agent behaviour, not directly captured

Merchant Liability

Merchants exposed to risk without proof of authorisation

OneID: The Authority Layer

We provide verifiable Authority to Act for every agent-driven interaction.

Verified Intent

Authority to Act

  • Actions signed by a verified human identity
  • Cryptographic, non-repudiable proof
  • Independent of agent and merchant

Delegation Service

Programmable Authority to Act

  • Users define what agents are allowed to do
  • Constraints: spend limits, merchants, categories
  • Control autonomy levels (human in/out of loop)

Privacy Consent

Explicit and Auditable

  • User consent captured directly from the individual
  • Not inferred from agent behaviour
  • Full audit trail for GDPR and regulatory compliance

Control How Agents Act on Your Behalf

Three levels of autonomy, each with clear Authority to Act and Privacy Consent requirements.

Level 1

Human in the Loop

User approves every action

Authority to Act

Per-action approval required

Privacy Consent

Explicit consent per transaction

Level 2

Guardrailed Autonomy

Agent acts within defined constraints. Step-up only when required.

Authority to Act

Pre-authorised within limits

Privacy Consent

Scoped consent with boundaries

Level 3

Human out of the Loop

Fully pre-authorised actions within limits

Authority to Act

Blanket delegation with constraints

Privacy Consent

Broad consent with audit trail

The Trust
Infrastructure for
Agentic Commerce

Authority, Trust and Delegation
in Autonomous Transactions

New Whitepaper

How do you regulate commerce when neither party is human?

This paper sets out the compliance infrastructure required for autonomous agents to transact with provable authority, bounded delegation, and audit-grade evidence.

  • Why existing identity frameworks break for agent-to-agent commerce
  • A credential model for delegation, policy and revocation
  • Sector-specific blueprints for fintech, payments and marketplaces

How Authority to Act is Established

  1. 1

    User verifies identity (OneID)

  2. 2

    User creates delegation (Authority to Act rules)

  3. 3

    User sets Privacy Consent preferences

  4. 4

    Agent acts within constraints

  5. 5

    OneID verifies intent + authority

  6. 6

    Merchant receives:

    • Verified intent
    • Authority proof
    • Required identity attributes directly
  7. 7

    Payment is executed via network

Why This Matters

Business outcomes that enable safe autonomous commerce.

Enable Safe Transactions

Allow autonomous actions with verifiable authorisation

Increase Conversion

Pre-authorised actions reduce friction and improve completion rates

Reduce Disputes

Non-repudiable proof reduces chargebacks and disputes

Verified Attributes

Receive identity attributes directly without over-collection

Payments prove a transaction happened.

OneID proves it was authorised.

Built for Agentic Ecosystems

  • API-first integration
  • Works alongside payment networks and wallets
  • Independent verification layer
  • Supports identity attributes, delegation logic and consent capture

Ready to Integrate?

Build agentic commerce with verifiable Authority to Act and Privacy Consent.

View API Documentation

Enable Agentic Commerce to Function Safely

OneID fills the missing Authority layer, enabling innovation within regulatory constraints.