identity verification software

Identity verification built for trust, speed and certainty

OneID verifies your customer's identity in seconds using bank-verified data. Confirm full name, address and date of birth through a secure, consent-led journey, with no document uploads, no live selfies and no unnecessary friction.

ID Verification hero image

Trusted across identity, age verification, and digital signing

ID verification your customers will actually complete

Most identity checks ask customers to upload documents, take selfies, or complete long forms. That creates friction, slows onboarding, and gives genuine customers more reasons to abandon the journey.

OneID® verifies identity through the bank app or online banking service your customer already uses. It's fast, consent-led, and 100% digital, helping you confirm who you are dealing with without making verification feel like a barrier.

  • No document uploads or live selfies
  • No new app or OneID® account
  • Bank-verified identity data
  • Consent-led customer journey
  • Verified in seconds
  • Supports onboarding and compliance
  • Fraud checks available with ID Assure
  • Built to reduce customer drop-off

Choose the right level of identity verification

OneID has developed a range of identity verification products that provide real-time information about your customers, depending on the level of assurance and data your business needs.

ID Live

Verify a customer is present and in control

ID Live confirms the customer is interacting with the journey by asking them to authenticate through their bank.

Use ID Live when you need a real-time, consent-led customer authentication step.

ID Check

Check customer identity with bank-verified data

ID Check confirms key identity information such as the customer's full name using data verified by their bank.

Use ID Check when you need a fast, low-friction way to check that a customer is genuine.

ID Proof

Prove identity with additional customer data

ID Proof can confirm subject identifier, full name, contact details and date of birth, helping your business build a stronger view of customer identity.

Use ID Proof when your onboarding journey requires more complete identity information.

ID Assure

Add fraud checks and stronger identity assurance

ID Assure includes identity data plus additional checks against activity history and identity fraud attributes. This helps provide evidence that your customer has not previously been associated with fraud, or that their identity has not been compromised.

Use ID Assure for higher-assurance onboarding, fraud prevention and regulated customer journeys.

How it works

OneID facilitates the capture of the required customer details and authenticates the customer in real time.

01

Customer gives consent

The customer agrees to share their personal information with OneID and is directed to their bank.

02

Customer logs into their bank

The customer authenticates using their online banking service or mobile banking app.

03

Bank confirms identity

The customer's bank confirms their identity and sends the relevant identity details through OneID with the customer's consent.

04

Your business receives verified data

Your system receives the identity information needed for onboarding, compliance or customer decisioning.

Only the data subject can agree to the data share, because they are the only person who can log in to their bank account. Bank data, including identity details, is secured by the bank using some of the strongest security available.

Why switch from document-based identity checks?

OneID identity verification

  • Customers authenticate using their bank
  • Verified identity data is shared with consent
  • No document uploads
  • No live selfies
  • No new app or OneID account needed
  • Identity can be confirmed in seconds
  • Clear data for onboarding, compliance and fraud prevention

Traditional identity checks

  • Customers may need to upload passports or driving licences
  • Manual review can slow onboarding
  • Documents may be unavailable, expired or unclear
  • Higher friction can reduce conversion
  • Customers may overshare personal information
  • Fraudsters may exploit weak or outdated checks

What our customers say

NatWest
NatWest logo

“OneID® offers a fantastic identity verification solution that has the potential to transform how we verify individuals across financial services, government and beyond.”

Claire Melling, Head of Bank of APIs at NatWest Group

Adobe
Adobe logo

“OneID® is an exciting new entrant in the UK identity verification market, one that promises to radically simplify the way businesses verify the identity of their customers.”

John Jolliffe, Senior Manager for Strategic Development, Adobe

Sumsub
Sumsub logo

“OneID® delivers a seamless, bank-verified identity check that aligns perfectly with our mission to make verification simple, secure and accessible for everyone.”

Andrew Sever, Co-founder and CEO of Sumsub

Built for businesses that need to know their customers

OneID identity verification solutions can be applied across industries to meet different requirements in the same secure way.

Financial services

Meet your compliance, counter-fraud and onboarding needs with one supplier.

Home buying

Protect your business and meet your compliance needs with one supplier.

Insurance

Tackle insurance fraud with the fastest, safest identity and counter-fraud check available on the market.

Payments

Bolster your payments process with ID verification that uses the most advanced counter-fraud measures.

Legal & Accounting

Meet your compliance and customer screening needs with confidence.

Recruitment

Confirm with absolute certainty the identity of candidates, in seconds.

eSigning

Let your customers know who they are dealing with by verifying signer identity.

Home letting

Offer essential identity checks for your home-letting business, just seconds to verify.

Book a demo

Fill in the form to book a no-strings-attached free demo and see how OneID can help your business simplify identity verification and complete document-free identity checks.

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Frequently asked questions

What is identity verification?

Identity verification is the process of confirming that a person is who they say they are. Businesses use it for onboarding, compliance, fraud prevention, and customer decisioning.

How does OneID verify identity?

OneID asks the customer to consent to share their information, then directs them to their bank. The customer authenticates using online or mobile banking, and their bank confirms their identity through OneID.

Does the customer need to upload documents?

No. OneID does not require document uploads or live selfies for bank-verified identity checks. Customers use the bank app or online banking service they already have.

Can OneID help reduce fraud?

Yes. OneID helps businesses separate genuine customers from fraudsters, bots and other disruptors. ID Assure can also provide checks against activity history and identity fraud attributes.

What age verification methods are available?

Age verification methods can include bank-verified identity, reusable digital ID, document checks, mobile network checks, facial age estimation, government wallet credentials and consented data.

How does OneID support compliance?

OneID helps businesses verify age and identity through certified digital verification methods that are designed to support regulated customer journeys. With multiple verification routes, clear outcomes and an audit-ready evidence trail, OneID makes it easier to choose the right level of assurance for each use case without adding unnecessary friction.