KYC SOFTWARE

KYC compliance minus the complications

Introduce the speed and simplicity of document-free ID checks to your KYC onboarding process.

OneID checks multiple data sources within 12 seconds in a secure and compliant way, helping you elevate the user experience while completing the identity checks your business needs.

No passport. No driving licence. No face scan. Just a fast, bank-secure way for customers to verify who they are.

Book a demo → See how it works

KYC Hero image (1)

Trusted across identity, age verification, and digital signing

KYC your customers can actually complete

Traditional KYC can be slow and frustrating, with document uploads, face scans and manual reviews causing drop-off.

OneID makes it faster and easier with digital, document-free checks through the customer’s banking app or online banking.

You get bank-verified identity data to support KYC and CDD with confidence.

✓ Reduce friction with document-free ID checks — no passport, licence or face scan needed.
✓ Verify customers securely through their banking app or online banking.
✓ Complete CDD checks faster with bank-verified data and optional PEPs and sanctions checks.
✓ Strengthen assurance with bank data, credit reference agencies and fraud databases.
✓ Reduce risk by checking for fraudulent or compromised identities.
✓ Support AML compliance with secure, bank-based identity checks.

Choose the right level of identity verification

OneID has developed a range of identity verification products that provide real-time information about your customers, depending on the level of assurance and data your business needs.

ID Live

Verify a customer is present and in control

ID Live confirms the customer is interacting with the journey by asking them to authenticate through their bank.

Use ID Live when you need a real-time, consent-led customer authentication step.

ID Check

Check customer identity with bank-verified data

ID Check confirms key identity information such as the customer's full name using data verified by their bank.

Use ID Check when you need a fast, low-friction way to check that a customer is genuine.

ID Proof

Prove identity with additional customer data

ID Proof can confirm subject identifier, full name, contact details and date of birth, helping your business build a stronger view of customer identity.

Use ID Proof when your onboarding journey requires more complete identity information.

ID Assure

Add fraud checks and stronger identity assurance

ID Assure includes identity data plus additional checks against activity history and identity fraud attributes. This helps provide evidence that your customer has not previously been associated with fraud, or that their identity has not been compromised.

Use ID Assure for higher-assurance onboarding, fraud prevention and regulated customer journeys.

How it works

OneID helps you replace slow, document-based KYC checks with a secure, consent-led digital identity process.

01

Customer gives consent

The customer agrees to share their personal information with OneID and is directed to their bank.

02

Customer logs into their bank

The customer authenticates using their online banking service or mobile banking app.

03

Bank confirms identity

The customer's bank confirms their identity and sends the relevant identity details through OneID with the customer's consent.

04

Your business receives verified data

Your system receives the identity information needed for onboarding, compliance or customer decisioning.

Only the data subject can agree to the data share, because they are the only person who can log in to their bank account. Bank data, including identity details, is secured by the bank using some of the strongest security available.

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Why switch from document-based KYC checks?

OneID KYC verification

✓100% digital and document-free — no passport, licence, uploads or face scans required
✓Bank-secure authentication using PIN or biometrics
✓Bank-verified identity data through a single API
✓Multiple data sources for stronger identity assurance
✓PEPs and sanctions checks available
✓Fraud checks against compromised or suspicious identities
✓Complete CDD checks in seconds to speed up onboarding and reduce drop-off

Traditional KYC checks

✕Customers need to upload identity documents, with passports, licences or face scans often required
✕Manual reviews and extra checks can slow onboarding
✕Higher risk from AI, deepfakes and synthetic identities
✕Sensitive documents need to be handled, stored and reviewed
✕Compliance teams may spend longer chasing missing or incomplete information
✕Customers may abandon the journey when extra checks are needed
✕Onboarding can feel slow, repetitive and complicated

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"Since the inception of ANNA Money, we’ve aspired to transcend traditional, paper-based verification methods. The adoption of OneID’s digital ID solution has not only aligned with our vision but has tangibly enhanced our customer onboarding experience.

We’ve observed a significant 50% reduction in verification drop-offs at points where additional information was typically required.

This innovation doesn’t just represent a step forward; it’s a leap into a more efficient, secure future for our customers and our business alike."

Sergei Fedorov
Head of Onboarding, ANNA Money

Built for industries where KYC and AML are critical

OneID helps businesses in regulated and high-trust sectors complete KYC and AML checks with less friction and more confidence.

Financial services

Ensure AML compliance with secure, document-free identity checks.

Banking

Speed up customer acquisition with a faster, simpler onboarding journey.

Insurance

Reduce the risk of fraud when verifying customers.

Legal

Run comprehensive identity and background checks as part of client onboarding.

Book a demo

Fill in the form to book a no-strings-attached free demo and see how OneID can help your business simplify KYC, reduce onboarding friction and complete document-free identity checks.

Whether you need faster CDD checks, PEPs and sanctions screening, fraud checks or a smoother customer onboarding journey, OneID can help you build a secure and compliant process that customers can complete quickly.

Frequently asked questions

What are KYC checks?

KYC checks are identity checks businesses use to confirm that a customer is who they say they are. They are often part of customer onboarding, customer due diligence and AML compliance processes, especially in regulated sectors such as financial services, banking, insurance and legal services.

OneID helps make KYC checks faster and simpler by replacing slow document-based checks with secure, document-free digital identity verification.

How does OneID support KYC compliance?

OneID supports KYC compliance by providing secure, bank-based identity checks that can return verified identity data through a single API. The process can also include PEPs and sanctions checks, helping businesses complete customer due diligence more efficiently.

OneID also uses multiple data sources, including bank-verified data, credit reference agencies and industry fraud databases, to give businesses greater confidence in each customer’s identity.

Can customers complete KYC without uploading documents?

Yes. OneID’s KYC checks are 100% digital and document-free.

Customers do not need to upload a passport, driving licence or other identity document. They can verify their identity using their banking app or online banking, making the process faster, smoother and easier to complete.

Does OneID require passport, driving licence or face scans?

No. OneID removes the need for passport uploads, driving licence uploads and face scans.

Instead, customers use their banking app or online banking to verify themselves securely. This helps reduce friction in the onboarding journey and avoids slower document-based methods that can be more exposed to fraud risks such as AI, deepfakes and synthetic identities.

How quickly can OneID complete ID checks?

OneID checks multiple data sources within 12 seconds, helping businesses complete identity verification quickly during customer onboarding.

This means customers can move through the KYC process faster, while businesses still receive the identity data and assurance they need.

Does OneID support CDD checks?

Yes. OneID can support Customer Due Diligence checks by returning bank-verified identity data through its API.

The KYC process can also include PEPs and sanctions checks, helping businesses gather the information needed to support compliance and make onboarding decisions more efficiently.

Can OneID include PEPs and sanctions checks?

Yes. OneID’s API can include PEPs and sanctions checks as part of the KYC and CDD process.

This helps businesses identify potential risk earlier in the onboarding journey and complete compliance checks alongside identity verification.

What data sources does OneID use?

OneID uses bank-verified identity data with the customer’s consent. It can also use other data sources, including credit reference agencies and industry fraud databases.

These sources help provide stronger identity assurance and support businesses that need a more robust KYC and CDD process.

How does OneID help reduce fraud?

OneID helps reduce fraud by checking whether identities have been linked to fraudulent activity and highlighting whether they may have been compromised by fraud.

Because customers authenticate through their banking app or online banking using strong customer authentication, such as PIN or biometrics, the process is secure and difficult to fake.

Can OneID integrate into our existing onboarding journey?

Yes. OneID shares verified identity data through a single API, so it can be integrated into your existing customer onboarding, KYC or CDD workflow.

This allows your business to add secure, document-free identity verification without forcing customers through a separate, slow or unfamiliar document upload process.