--- title: APP Fraud | OneID® description: Authorised push payment (APP) fraud is essentially when a person or business is tricked into sending large sums of money directly to the fraudster. image: https://oneid.uk/hubfs/OneID%20Defines-APP%20Fraud.jpg --- # APP Fraud ##### [OneID® Team](https://oneid.uk/glossary/author/the-oneid-team) Share: **Authorised Push Payment Fraud (APP Fraud)** ## Authorised push payment (APP) fraud is essentially when a person or business is tricked into sending large sums of money directly to the fraudster With the rise of Faster Payments in the UK, it is easier than ever for fraudsters to take money from individuals, as real-time payments can’t be reversed.  They often obtain personal information about their victims by hacking into email accounts and monitoring any payment dates and details. Generally, [APP fraud](https://oneid.uk/news-and-events/psrs-new-reimbursement-requirement-and-lessons-for-uk-banks-from-european-counterparts) falls under one of two categories. Fraudsters pose as someone from your bank, or another trusted organisation, to get you to transfer them money. For example, they may claim you have been a victim of fraud and need to move your money to another account. Fraudsters trick the payee into purchasing goods or paying for services by impersonating someone else such as their builder, or as someone they have a personal relationship with. Examples of this include [romance scams](https://www.theguardian.com/lifeandstyle/2022/jan/10/it-felt-like-losing-a-husband-the-fraudsters-breaking-hearts-and-emptying-bank-accounts) and the ‘[Hello Mum’](https://www.telegraph.co.uk/money/consumer-affairs/hello-mum-whatsapp-scam-skyrockets-costing-parents-thousands/) scam.   While [the majority of victims are consumers](https://www.ukfinance.org.uk/press/press-releases/new-data-exposes-growing-problem-criminals-targeting-customers-trick-them-transferring-their-money), businesses can also be attacked by fraudsters, with them posing as a supplier instead of as a contractor. How to [avoid APP fraud](https://oneid.uk/news-and-events/psrs-new-reimbursement-requirement-and-lessons-for-uk-banks-from-european-counterparts) If you’re asked to direct a payment to a new account or move your savings, beware. Double check with the firm asking for the payment or your bank by calling them as emails are easy to intercept. If you are being rushed to make the payment, be extra cautious as usually legitimate requests won’t hurry you. Share: ## Recent posts ![](https://oneid.uk/hubfs/OneID%20Defines-FTF.jpg) #### [Facility Takeover Fraud](https://oneid.uk/glossary/facility-takeover-fraud) Facility takeover fraud [Read now](https://oneid.uk/glossary/facility-takeover-fraud) ![](https://oneid.uk/hubfs/OneID-Defines-ACCS3.jpg) #### [ACCS](https://oneid.uk/glossary/accs) ACCS [Read now](https://oneid.uk/glossary/accs) ![](https://oneid.uk/hubfs/OneID%20Defines-AISP.jpg) #### [AISP](https://oneid.uk/glossary/aisp) AISP [Read now](https://oneid.uk/glossary/aisp) ![](https://oneid.uk/hubfs/OneID%20Defines-SCA.jpg) #### [Strong Customer Authentication](https://oneid.uk/glossary/strong-customer-authentication) Strong Customer Authentication (SCA) SCA is a new requirement for authorising online payments in Europe ... [Read now](https://oneid.uk/glossary/strong-customer-authentication) ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "OneID® Team", "url" : "https://oneid.uk/glossary/author/the-oneid-team" }, "dateModified" : "2023-09-21T10:35:47.241Z", "datePublished" : "2022-02-15T17:55:07.000Z", "headline" : "APP Fraud | OneID®", "image" : [ "https://oneid.uk/hubfs/OneID%20Defines-APP%20Fraud.jpg" ], "mainEntityOfPage" : { "@id" : "https://oneid.uk/glossary/app-fraud", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://oneid.uk/hubfs/OneID%20logo%20V2%20navy%20(1).svg" }, "name" : "OneID Limited" } } ``` ```json { "@context" : "https://schema.org", "@type" : "Organization", "address" : { "@type" : "PostalAddress", "addressCountry" : "GB", "addressLocality" : "Manchester", "postalCode" : "M2 1DH", "streetAddress" : "Work.Life, Core, Brown Street" }, "alternateName" : "OneID UK", "areaServed" : "GB", "description" : "OneID is a global digital verification services provider. It confirms a person's identity and age in seconds, using multiple methods: bank-verified identity, document authentication, on-device facial age estimation, mobile network age checks, digital wallet credentials and international eIDs. OneID was one of the first identity providers certified under the UK Digital Verification Services Trust Framework (DVSTF), and is the first Orchestration Service Provider and the first Holder/Wallet provider. Its verification spans identity, age and agentic verification.", "foundingDate" : "2019-01-31", "identifier" : [ { "@type" : "PropertyValue", "propertyID" : "Companies House", "value" : "11800511" }, { "@type" : "PropertyValue", "propertyID" : "FCA FRN", "value" : "928911" } ], "knowsAbout" : [ "digital identity verification", "age verification", "Online Safety Act age assurance", "KYC and anti-money-laundering verification", "right to work checks", "Companies House identity verification under ECCTA", "agentic commerce identity", "UK Digital Verification Services Trust Framework" ], "legalName" : "ONEID LIMITED", "logo" : "https://oneid.uk/[confirm-logo-path].png", "name" : "OneID", "sameAs" : [ "https://uk.linkedin.com/company/oneid-uk", "https://www.crunchbase.com/organization/oneid-5d15", "https://find-and-update.company-information.service.gov.uk/company/11800511", "https://www.digital-identity-services-register.service.gov.uk/register/provider-details?providerId=4", "https://www.g2.com/products/oneid/reviews", "https://www.zoominfo.com/c/oneid-ltd/566160660" ], "url" : "https://oneid.uk" } ```